1. A Minimum Credit Score Of 620

You usually need a credit score of at least 620 to qualify for down payment assistance programs.

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2. An Income Limit

Your income must meet the program's requirements.

3. Debt-To-Income Ratio (DTI)

Your debt-to-income ratio (DTI) may also be considered by many programs.

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4. Home Located In A Specific Area Or County

Your home may also need to be located in a certain area or county depending on the programs.

5. A First-Time Home Buyer

You must be a first-time home buyer.

6. A Course On Home Buying And Finances

You may need to complete a course on home buying and finances.

7. Live In The Home For A Certain Period Of Time

You need to live in the home for a certain period of time (usually 3-10 years).