1. In The Form Of Grants, Loans And Other Programs

You can access grants, loans, and other programs to help with your down payment.

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2. Only For First-time Home Buyers

If you're buying your first home, you might qualify for assistance. Typically, if you haven't owned a home in the past three years, you're considered a first-time buyer by most state, federal, local and non-profit programs.

3. Run By Various Organizations

Down payment assistance is usually offered by various organizations, such as the U.S. Department of Housing and Urban Development (HUD), your state or local housing authority, or a nonprofit organization.

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