1. Search For The Programs Available

Start by searching online for down payment assistance programs in your area.

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2. Ask A Lender For Help

Ask your real estate agent, mortgage broker or lender for help finding down payment assistance programs. Get prequalified for a home loan to discuss your budget.

3. Apply For Down Payment Assistance Formally

Apply formally for the down payment assistance program of your choice. Pay attention to the application details, timing, and required documents.

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4. Attend A Course

You might need to take a homeowner education course before receiving your first-home-purchase funds.

5. Get Pre-Approved

Get an official pre-approval from your lender to know your budget. Then you can begin your home search.

6. Find Suitable Homes

Now you can begin searching for homes that match your budget. When you find one, work with your agent to make a smart offer within your financial limits. Once your offer is accepted, you can apply for home financing with down payment assistance.