1. Grants

You receive a one-time cash sum to help with your down payment or closing costs. You don’t have to repay this grant, which is ideal for low-income homebuyers.

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2. Forgivable Loans

Forgivable loans are a special type of loan that don’t need repayment if you meet specific requirements, for example, living in the home for a certain period of time.

3. Deferred-Payment Loans

Deferred-payment loans are another special type of loan that don’t need payment until a certain event occurs, such as selling the home, refinancing the first mortgage or paying down your first loan.

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4. Down Payment Match

Down payment match is a type of down payment assistance program that matches your down payment dollar for dollar, up to a certain amount.