1. Public Housing

You can access public housing, a federally-funded program, if you or your family have a low income. These units, managed by local housing authorities, include apartments, townhouses, and single-family homes. Rent is based on your income.

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2. HUD Apartments

HUD apartments are subsidized by the U.S. Department of Housing and Urban Development (HUD) for low-income, elderly, and disabled people. If eligible, you receive affordable housing with rent subsidies and assistance in finding apartments. Managed by local public housing agencies, you only need to pay a portion of your income as rent.

3. Section 8 Apartments

Section 8 apartments are rental units that are subsidized by the government under the Section 8 program. Landlords receive rental payments directly from the government while you only pay a portion of your income towards rent.

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4. Low-Income Housing Tax Credit (LIHTC)

You can find affordable housing through the LIHTC program. Developers receive federal tax credits to help cover construction costs. In return, they reserve some rent-restricted units for lower-income households.

5. Non-Profit Housing

You can find affordable housing through non-profit organizations. These groups, such as community development corporations (CDCs) or housing trusts, manage the properties. They offer homes to low-income individuals and families. You can benefit from below-market rental rates.

6. Subsidized Housing

Subsidized housing offers financial assistance from the government. You might benefit from direct rental subsidies, tax credits, or low-interest loans. This type of housing is designed for low-income families, seniors, and people with disabilities.